How to Decide on the Number of Credit Cards to Hold
They call him “Mr. Plastic Fantastic,” and he’s a retired financial planner who claims to hold 1,496 active credit cards in his name. Guinness World Record holder Walter Cavanagh seems to have amassed...
View ArticleInk Business Cash℠ Credit Card vs Ink Business Preferred℠ Credit Card: Which...
JPMorgan Chase currently offers two distinct small business credit cards – the Ink Business Preferred℠ Credit Card and the Ink Business Cash℠ Credit Card. Picking the best one for your business may may...
View ArticleU.S. Bank Secured Visa® Card: Why You Can Do Better
The U.S. Bank Secured Visa Card is a poor credit card by most standards. It doesn’t give consumers enough benefits to warrant its $29 fee. There are plenty of better options for consumers with bad...
View ArticleHow To Apply For Student Loans Without Damaging Your Credit Score
For many young people, a student loan represents their first significant experience with borrowing, and with the complex world of credit and credit scores. It’s wise, then, for student loan seekers to...
View ArticleAlliant Cashback Visa® Signature Card: Is It The New Cash Back King?
We recommend the Alliant Cashback Visa® Signature Card to high spenders who want a good fixed-rate cash back credit card. The 2.5% rewards rate is currently unmatched by most other rewards cards....
View Article3 Ways Credit Cards Can Be Helpful
With credit card debt a problem for some people, it’s perhaps easy to overlook how useful credit cards are to our financial lives. Here, as a counter to credit-card skeptics and a reminder to us all,...
View ArticleHike In Fed Rate Adds Hundreds Of Millions of Dollars to Credit Card Debt
This week’s rise in the Federal funds rate will pile an additional $409 million in debt onto the balances of consumers in 200 U.S. cities hold on their credit cards, according to a ValuePenguin...
View ArticlePremier Dining Rewards From Capital One - Should You Apply?
The Premier Dining Rewards From Capital One is an excellent card for anyone who spends a lot on dining. If you are someone who lives in a big city, and frequents cafes, restaurants or other dining...
View ArticleHow Your Chip Credit Card Will (and Won’t) Protect You From Fraud
Almost 12 years ago, major credit card brands began introducing the ‘smart card’ to consumers, and its adoption has accelerated in the past few years. This new form of plastic was in part introduced...
View ArticleCredit Card Features You May Not Know About
You want to make sure you are getting the maximum benefit from your credit card. Many people have, and know about, card features such as loyalty programs and insurance on a rental car. However, your...
View ArticleChase Sapphire Preferred® Card vs Chase Freedom®: How to Pick Between The Two
The Chase Sapphire Preferred® Card and the Chase Freedom® are intended for two very different types of users. The Chase Sapphire Preferred® Card is targeted at travelers who also happen to be high...
View ArticleCapital One® Venture® Rewards vs Capital One® VentureOne® Rewards Credit...
The Capital One® Venture® Rewards Credit Card is one of the best travel cards available, while the Capital One® VentureOne® Rewards Credit Card is a subpar card that doesn’t give its users enough...
View ArticleHow Credit-Card Debt Has Crept Up--And How Cardholders Can Control It
A recent report from WalletHub reveals that Americans piled on an additional $89.2 billion in credit card debt in 2016. That bump brought total card debt to a whopping $978.9 billion, according to the...
View ArticleNew Yorkers May Soon Begin Paying Credit Card Surcharges
The U.S. Supreme Court struck down a decision by New York's Second Circuit Court of Appeals that prevented New York merchants from assessing credit card surcharges on customer transactions. The...
View ArticleHow to Manage Your Credit Card Debt
The average credit card debt for an American household is $5,700,and it rises to more than $16,000 for households that do not pay off their balances each month. Clearly, while that level of debt is...
View ArticleCredit One Credit Cards: What You Need To Know
Credit cards from Credit One Bank are, across the board, fairly poor deals for consumers. The four cards -- Credit One Bank® Unsecured Platinum Visa®, Credit One Bank® Unsecured Visa® for Rebuilding...
View Article3rd Annual Study of Credit Card Complaints (2017)
Taking A Closer Look At 2016 Complaint DataWe looked at the most recent trends available for complaints submitted in 2016 to see the problems consumers were having with their credit cards. Here are...
View ArticleWhat Multimillion-Dollar Fines For Credit-Reporting Agencies Mean for Consumers
As the agencies who gather data on your credit records, Equifax, TransUnion, and Experian seem to many consumers to be allies in a world of deceitful practices. If so, that image has been damaged by...
View ArticleCredit Card Fact vs. Fiction
Some supposed wisdom about credit cards is more like hearsay. And it gets around widely, what with 38.1% of American households carrying credit card debt in 2016. Bad information leads you to pay fees,...
View ArticleCredit Card Currency Conversion & Foreign Transaction Fees: What You Need to...
One of the benefits of having a credit card is the ability to use it wherever you go – even if that means using it in another country. While you have to exchange your dollars for a foreign currency...
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