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Avoid These 3 Common Credit Card Pitfalls
Credit cards are a double-edged sword. You can use them to earn hundreds, if not thousands, of dollars in rewards each year. Credit card churners game bonuses and special promotions to fly around the...
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Should You Sign up for a Credit Card Just to Get Its Bonus?
For months recently, the hottest news in credit cards was the stampede of consumers applying for the Chase Sapphire Reserve card, many of them drawn only by its 100,000-point initial bonus. Eventually,...
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How to Better Manage Your Credit Card Spending in 2017
It’s no secret that many Americans struggle with credit card debt. The average indebted household carries approximately $16,000 on their cards. This is undoubtedly one of the reasons why “spend less,...
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Discover it® Balance Transfer Credit Card: 18 Month Balance Transfer Offer
The Discover it® is quite literally the best of both worlds – an excellent cash back credit card and a top balance transfer card. With this card, you'll earn anywhere between 1% and 5% back on your...
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USAA Credit Cards: Everything You Need To Know
USAA offers 14 credit cards out of which three are noteworthy deals for consumers – the Preferred Cash Rewards Visa Signature Card, Cashback Rewards Plus American Express® Card, and the USAA Secured...
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Millennials Are Applying for Credit Cards but Not Qualifying for Them
New findings by consumer risk management firm ID Analytics found that 35% of new credit card applications are made by millennials. That’s 6 points higher than the applications submitted by Generation...
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Balance Transfer Checks: What Are They? How Do They Work?
On certain occasions, your credit card issuer may send you what’s called a “balance transfer check” in the mail. Typically, this will be a blank check that you can make out in any amount that doesn’t...
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Mastercard and UniRush Ordered to Pay $13 Million by the CFPB
The Consumer Financial Protection Bureau (CFPB) has ordered UniRush – the company behind Russell Simmons’ prepaid debit card – to pay $10 million in restitutions to consumers who were locked out of...
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What Is A Secured Credit Card: Everything You Need To Know
Put simply, secured credit cards are products intended for people who have bad credit scores or have no score whatsoever. The term “secured” refers to the fact that these cards require a security...
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Credit Check for Employment: Why Employers Check Your Credit Report
In certain states, employers have the right to check the credit report of potential employees before they make a hiring decision. The main argument for justifying the practice says this data gives...
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How Credit Cards Can Make Air Travel Less Painful
Some people believe “getting there is half the fun.” Those people probably haven’t traveled. There’s lost luggage, long lines and late flights. Fortunately, credit cards can be your secret weapon....
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How a Balance Transfer Card Can Hurt Your Credit Score
Transferring your existing credit card debt to so-called balance transfer cards can help you save a decent chunk of money on interest charges. These specialty cards allow you to pay down card debt with...
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Cities Where Credit Scores Are The Most and Least Improved
The Top (and Bottom) Five Cities for...We wanted to get a better picture of the economic health of the cities involved in this study. Therefore, using 2016 data we looked at a few additional metrics –...
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PenFed Power Cash Rewards Visa Signature® Card Review: A 2% Cash Back Contender
The PenFed Power Cash Rewards is either a great or excellent credit card, depending on which of its two rewards rates you can qualify for. Anyone accepted for the card can get at least 1.5 % cash back,...
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Are Cash-back Credit Cards Becoming Irrelevant?
Most people won't be surprised to find out credit card rewards are in the midst of a meteoric rise. A week doesn’t go by without media outlets reporting on new flashy bonuses or how banks are emptying...
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When Your Credit Card Rewards Are (and Aren’t) Taxable
With tax season in full swing, you’re likely receiving tax documents, including a 1099 form from your financial institution, detailing taxable earnings from interest and the like. You may, however,...
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Capital One Credit Card Expert Reviews: Our Thoughts On All Consumer Cards
Capital One currently offers seven different consumer credit cards, many of which may appear to be extremely similar to each other. We performed a deep dive into the terms & conditions, rewards and...
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3 Great Options for Your Child’s First Credit Card
Your child is now an adult, or at least close to the age of majority, and you’re now ready to give them that most grown-up of spending tools: a credit card.Apart from the practical value of providing...
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Is The Amex Platinum Card Worth A $550 Annual Fee? Breakdown & Analysis
News recently broke about upcoming changes to The Platinum Card® from American Express. The most eye-catching update increases the card’s annual fee from $450 to $550 annually beginning March 30th...
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Capital One® Spark® Cash Select for Business: Should You Get It For Your...
The Capital One® Spark® Cash Select for Business is best described as a jack-of-all-trades, master of none. The card provides a solid 1.5% cash back rate that can cover all types of business expenses....
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