3 Potentially Cheaper Ways to Finance a Large Purchase With a Credit Card
Can you cover a $400 unexpected expense with your savings right now? If you’re like nearly half of all Americans, probably not. Facing an emergency, most people must use other means—usually a credit...
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J.P. Morgan Reserve Card (Formerly Chase Palladium): Everything You Need to Know
The Chase Palladium Card, now known as the J.P. Morgan Reserve, is a high-end, invite-only credit card available to Chase Private Bank Customers. Despite its exclusivity, the card itself doesn't offer...
View ArticleIs Your Best Response to Equifax a Credit Freeze or a Fraud Alert?
As the fallout from the huge Equifax data breach continues, consumers can choose among two safeguards to thwart fraudsters from opening unauthorized accounts in their name: a simple, and free, fraud...
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3 Ways To Get Exclusive Experiences Through Your Credit Cards
With airline miles and cash back all but universal as credit card perks, card issuers continually seek to offer more distinctive and exclusive rewards, especially for their top-of-the-line credit...
View ArticleRedeeming Credit Card Travel Points: What You Need to Know
When redeeming credit card travel points, you should always try to maximize and optimize for value. That means making sure you get enough out of your hard-earned points for their asking price. Whether...
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Horizon Gold Card: Why You Should Avoid It
The Horizon Gold Card should be avoided at all costs. The card is extremely expensive and doesn't provide nearly enough benefits to justify its fees. Even if you have a really bad credit score, you...
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Chase Freedom® Credit Card vs U.S. Bank Cash+™ Visa Signature® Card: Which is...
Choosing between the Chase Freedom® and the U.S. Bank Cash+™ Visa Signature® Card comes down to which of the two cards have reward categories that best line up with your budget. The U.S. Bank Cash+™...
View ArticleHow Credit Cards May Differ From State-to-State
It's no secret that where you live can have a huge impact on how much you pay in rent or taxes. Less widely known is the fact that your home state may also determine the features and conditions of your...
View ArticleAfter Equifax, Should You Monitor Your Credit or Freeze it?
As millions of Americans grapple with the huge data breach at Equifax, many are weighing whether to enroll in a credit-monitoring service, including the one offered for free by the credit bureau...
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Home Depot Credit Card: Should You Get It?
The Home Depot credit cards provide decent financing options for people who absolutely need them. However, the lack of a good rewards program makes these cards hard to recommend for anyone that is...
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ExxonMobil Credit Card: Is It Worth Getting?
The ExxonMobil Credit Card offers decent rewards for loyal customers, but it's far from being one of the best gas credit card. Those with good-to-excellent credit can qualify for cards that provide...
View Article4 Things to Know About Cash Back Credit Cards
The idea is elementary enough: If a credit card earns users cash back, it simply returns a certain percentage of their purchases back to the consumer - just like a rebate.That basic formula makes cash...
View ArticleHow To Protect Your Credit Card Data From Getting Stolen
While the focus of the huge Equifax breach has largely been on the personal data stolen from 143 million Americans, the hack also included the theft of credit card numbers belonging to 209,000...
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How Do 0% APR Credit Cards Work? Everything You Should Know
A 0% annual percentage rate (APR) credit card can help you save money by allowing you to skip interest charges for some promotional length of time. The 0% offer will only last as long as you adhere to...
View ArticleGetting Credit Cards After Bankruptcy: What You Need to Know
Getting a credit card after filing for bankruptcy can be difficult because of the long-term damage to your credit score. A bankruptcy stays on your credit report between seven and 10 years, although...
View ArticleLife After Bankruptcy: Getting a Credit Card Again
You filed for bankruptcy. Now, your creditworthiness stinks and you’re wondering how your financial life will ever recover. Can you even get a credit card? The short answer is yes. But your options are...
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HSBC Gold Mastercard® Credit Card: Should You Apply?
The HSBC Gold Mastercard® is a fantastic low interest credit card that rivals some of the top credit cards in that category. It comes with 18 months of 0% APR, which is significantly longer than the...
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HSBC Cash Rewards Mastercard Credit Card: Worth Apply For?
The recently released HSBC Cash Rewards Mastercard® is a very good cash back credit card and worth your consideration. The 10% anniversary bonus puts this card above most of the other cards in the 1.5%...
View ArticleDisputing Credit Card Purchases: Everything You Should Know
Consumers have the right to dispute a credit card purchase, whether it was posted in error,fraudulent in nature, or if the merchant didn't provide satisfactory goods or services. Challenge fraud...
View ArticleCredit Lock vs. Credit Freeze: How These Security Options Stack Up
In a mea culpa for his company’s huge data breach, the Equifax interim CEO has promised a new service, launching next January, that allows consumers to lock and unlock their Equifax credit report for...
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