Some Consumers To Get Small Credit Score Boost In July
Your credit score is determined mostly by how you’ve managed your debt over the years—but other data, public records such as unpaid tax bills, also shapes that vital number. Now credit agencies will...
View ArticleShould You Worry About Getting a Perfect Credit Score?
Boosting your credit score is a good way to improve your personal finances. You can get better interest rates on loans and lower insurance premiums. But chasing a perfect credit score is a pursuit with...
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The Santander® Ultimate Cash Back Credit Card: Should You Get It?
The Santander® Ultimate Cash Back credit card is a pretty good cash back credit card, though it’s not as “ultimate” as its name suggests. There are credit cards from other banks that can give you...
View ArticleWhy You Should Never Pay Just the Minimum on Your Credit Card
It’s tempting: Pay the smallest amount possible toward your credit card bill and move on. You avoid a late fee and get extra money in your pocket for the month. Why not?The move will certainly make...
View ArticleHow Credit Card Rewards Are Under Threat
With their flashy bonuses and hefty cash-back payments, credit card rewards have become as American as apple pie. In most other developed nations, by contrast, cards are about as flamboyant as, say,...
View ArticleYour Credit Card Has A Suspicious Transaction: 5 Steps You Should Take
The odds that you’ll discover a phony credit card charge are on the rise, as is the likelihood of the suspect transaction arising from an online purchase. Last year, online credit card fraud jumped by...
View Article9 Unexpected Perks Your Credit Card May Offer
Your credit card is more than just its cash-back rewards or travel points. Many cards offer other perks—often hidden in the small print of your credit card agreement. Many of these extras target...
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Chase Cash Back Calendar: What Purchases Qualify and What To Expect
Chase Bank maintains a cash back calendar for their Chase Freedom® cardholders. The purpose of the calendar is to inform users when and where they can earn 5% cash back using their card. The list of...
View Article4 Ways To Squeeze Out Extra Credit Card Miles For A Last-Minute Vacation
You've been saving up loyalty points for months, and yet you’re still a few thousand points shy of what you need to cover that upcoming vacation solely through rewards. If that describes your...
View ArticleHow Many Airline Miles Do You Need for a Free Flight?
The average number of miles needed for a free one-way domestic U.S. economy flight is 14,165, while an international coach flight will run you about 36,800 miles. The exact number of miles needed for a...
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Credit Card Miles Explained: How They Work and What You Need To Know
Airline miles, sometimes referred to as frequent flyer miles, can be used to book free flights anywhere in the world. The miles consumers earn through their airline co-branded credit cards work very...
View ArticleAre Some Credit Cards Really Worth $450 or More a Year?
As the first anniversary of the Chase Sapphire Reserve℠ approaches on August 22, company execs are reportedly worried about how many people will cough up the $450 to renew the blockbuster card. Holders...
View Article4 Things To Know About The Credit Card Surcharge Battle
Consumers well know the advantages to using a credit card for purchases, and now charge more purchases (40% of them, to be exact) to such cards than to any other form of payment, according to a survey...
View ArticleCredit Card Price Protection: Everything You Need To Know
Price protection is a benefit offered by certain credit cards that helps you get the best price on recent purchases. If you find a lower price for an item you recently bought, a card with this benefit...
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Best Discover Credit Cards: Which One Is Right For You?
Discover offers a total of eight credit cards, many of which have fantastic rewards and features. With how similar some of these cards are, it may not be immediately obvious which of the seven will...
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Credit Cards With Complimentary Airport Lounge Access & Benefits
Credit cards with airport lounge access are a must-have for those who call airports their second home. No one likes being stuck in a noisy airport especially if you're in the middle of a long layover...
View ArticleCan You Pay a Credit Card With Another Credit Card? The Good and Bad Ways To...
Generally speaking, it's technically impossible to pay for one credit card with another. There are several workarounds to this that involve using cash advance transactions, though these are bad...
View ArticleHow to Get Your Credit Card to Refund a Price Drop on a Recent Purchase
It’s frustrating to buy an item—especially a big-ticket one—only to find it on sale at the same store or another one down the road (or online) a week later. If you’re lucky, the retailer may refund you...
View ArticleStatement Balance vs Current Balance: What's The Difference?
Your statement balance is the amount you owe on your credit card as of the latest billing cycle. Your current balance refers to all unpaid charges on an account, up to the date of your inquiry. The two...
View Article5 Credit Card Mistakes You Should Avoid
Having a credit card can help build credit, offer rewards that can be cashed in for travel, and provide smaller perks like car rental insurance and travel accident insurance. But a credit card can...
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