3 Tips For Managing Your Credit Cards
Studies show the average American owns 3.7 credit cards, though true plastic people may tote many more than that. Making the most of a fistful of cards requires keeping track of a blizzard of...
View ArticleWhy It Pays To Know Hard "Pulls" From Soft
Can a credit inquiry hurt your credit score? It depends on the type of inquiry--or “pull,” in industry lingo.A credit inquiry is a record of someone, or more often some company,...
View ArticleUBS Visa Infinite Credit Card: Is It Worth $495?
The UBS Visa Infinite Card is the newest premium card on the market that is best for high net worth individuals seeking luxury travel and concierge benefits. If you’re more interested in pure savings...
View Article7 Things to Know About Old Debt after a Recent Supreme Court Ruling
It’s easier for old debt to haunt Americans seeking refuge in bankruptcy, thanks to a recent ruling by the Supreme Court.The nation’s highest court said debt collectors can try to collect expired debt...
View ArticleThe Blue Business℠ Plus Credit Card: Should You Apply?
The new Blue Business℠ Plus Credit Card is a good option for businesses with irregular cash flow or those that need a little bit of extra financing in the upcoming future. The card gives one of the...
View ArticleCountries Where The Amex Platinum Card Is The Most And Least Extravagant
byRobert Harrow amex-platinum-cdn_xmcqg0 NarrowThe Amex Platinum card has long been an icon of American personal finance, catering to affluent individuals who can make do with a card that extends no...
View Article9 Reasons You Might Miss Out on Credit Card Rewards
Earning rewards takes careful planning, such as choosing the right card that maximizes your spending. For many, the goal is to spend enough to earn a card’s signup bonus or to accumulate sufficient...
View Article6 Ways to SuperCharge Your Credit-Card Cash Back Rewards
Rewards cards can feel like you’re getting something for nothing, or, at the very least, something extra for your everyday spending. But you can get even more if you use the right card at the right...
View ArticleAmerican Express and Hilton Honors Announce Exclusive Co-Brand Credit Card...
Hilton (NYSE:HLT), the international hotel company, announced today that American Express (NYSE:AXP) will be the exclusive issuer of their Hilton Honors credit cards. The new deal pushes out Citibank,...
View ArticleBalance Transfers vs. Personal Loans As Ways To Pay Down Debt
Many Americans struggle to pay off stifling credit card debt. Is there an easier and faster way to get out of the red?Almost two in five U.S. households carry a balance on their credit cards. The...
View ArticleCredit Card Minimum Payment: Everything You Need To Know
The minimum payment on a credit card is the smallest amount of money you’re required to pay on your bill. Failing to pay at least this amount of your bill can result in penalties, such as your bank...
View ArticleUnsecured Credit Cards: What You Need To Know Before You Apply
Consumers with bad credit are often left with secured credit cards as their best option for rebuilding credit. Some subprime users, those with FICO scores below 600, seek out unsecured credit cards to...
View ArticleAre Credit Card Rewards Driving You To Rack Up More Debt?
When it comes to the American credit-card market, two things have been on the rise in recent years – the rewards cardholders are earning through using cards and the credit-card debt they’re racking...
View ArticlePNC Cash Rewards℠ Visa®: Is It Any Good?
The newly released PNC Cash Rewards℠ Visa® can be great for low-spending consumers who primarily shop at gas stations, restaurants and grocery stores. The card provides an above average rewards rate in...
View ArticleNew to the U.S.? Here’s How You Can Build Enough Credit To Get A Card
Aside from culture shock and language barriers, newcomers face another big challenge when they move to this country: Getting a credit card of their own.Almost 1.4 million foreign-born individuals moved...
View ArticleThe Travel Insurance Coverage You Can Expect From Credit Cards
Most travelers are aware that credit cards typically have features that allow them to skip some insurance-related fees for car rentals charged to the card. But even some savvy card holders may be...
View ArticleHow Poor Credit Can Double The Cost Of Your Credit Card Debt
How Much More Consumers Pay For Having Bad CreditAfter sampling over 100 different credit cards, we found that a benchmark consumer can pay on average of 80% more to pay off their credit card debt if...
View ArticleCredit Card Age Limits: How Old Do You Have to Be To Get a Credit Card?
You must be 18 years old to qualify for a credit card in the U.S. Those under 18 years old can get a credit card under an adult’s account, while those between 18 and 21 years must meet specific...
View ArticleWhy New Lower Credit Card Limits Can Hurt You, And What To Do In Response
Ownership of credit cards is at a 10-year high, according to the latest Industry Insight Report from TransUnion. That includes record ownership by those whose credit scores are less than stellar, and...
View ArticleLargest U.S. Credit Card Issuers: 2017 Market Share Report
The largest credit card company in the United States is Citibank, when measured by outstanding loans, active user accounts and total lines of credit. The company has $144B in credit card loans to U.S....
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