A Solid Choice for Foodies or Anyone Who Enjoys Hitting the Town
What makes the Capital One® Savor® Cash Rewards Credit Card so great is that it strings together high cash back reward rates across several categories. The highest and most impressive of which is the 4% cash back users earn on dining and entertainment. Even some of the best cash back credit cards only offer up to 2% cash back in those categories. As if that wasn't enough users can also earn 2% back at grocery stores and 1% on all other purchases, meaning you'll always be earning cash back no matter what you purchase.
The Capital One® Savor® Cash Rewards Credit Card comes with an annual fee of $95, but it's waived in the first year. If you spend $3,000 within the first three months from account opening, you'll get a $500 bonus, which covers the annual fee for at least five years. This doesn't even take into account the additional cash back rewards you'd earn through the spend needed to meet the $3,000 threshold.
Bottom Line: This is one of the best credit cards available for anyone who spends a large portion of their budget at restaurants, entertainment expenses or at grocery stores. It offers cash back rates that put this card at the top of its class.
Capital One® Savor® Cash Rewards Credit Card Highlights
Cash Back Information: Users get 4% cash back on dining and entertainment, 2% at grocery stores and 1% on everything else.
Welcome Offer: The card is offering $500 to cardholders who spend $3,000 on purchases within the first three months of account opening.
Foreign Transaction Fee: None. Use your card while dining or shopping abroad and avoid costly fees.
APR:
Credit Needed: Excellent/Good
Annual Fee: $0 intro for first year; $95 after that
What Qualifies as an Entertainment Purchase?
The Capital One® Savor® Cash Rewards Credit Card is generous in that a wide variety of purchases count as entertainment thus earning you 4% cash back. This includes purchases made within the categories of movie theaters, record stores, video rentals, tourist attractions, amusement parks, aquariums, zoos, dance halls, billiard and pool establishments, bowling alleys and ticketed events.
See How the Capital One® Savor® Cash Rewards Credit Card Stacks Up
Use our credit card comparison tool to see how different cards work for your spending habits. Browse the options below and adjust spending inputs to find the card that's most rewarding for you.
Redeeming Cash Back on the Capital One® Savor® Cash Rewards Credit Card
The cash back you earn with the Capital One® Savor® Cash Rewards Credit Card can be redeemed upon request in the form of a statement credit or a check. Aside from cash back cardholders also have the option to redeem for credits for previous purchases, gift cards, and more. There's no cap to the amount of cash back rewards you can earn and your rewards won't expire as long as your account is open.
Credit Card Credit CardsCapital One Venture RewardsCapital One VentureOneCapital One® Savor® Cash Rewards Credit CardCapital One SavorOne https://res.cloudinary.com/value-penguin/image/upload/c_lfill,dpr_1.0,f_auto,h_1600,q_auto,w_1600/v1/Savor_Card_Art_smyhhg Savor_Card_Art_smyhhg Credit Card false 1649 Capital One Savor Credit Card Review false true false false